Learn what mortgage pre-approval involves, what information you may need, and what happens after you submit your request.
MORTGAGE TOOLS
Popular Mortgage Tools
Use these tools to prepare for buying a home, review whether refinancing may fit your goals, and estimate potential mortgage payments. Learn more before you begin, or go directly to the tool when you’re ready.
Independent Brokerage, Many Lenders
Licensed in 7 States
NMLS #2367229
Decades of Combined Experience
Request a Refinance Analysis
Review the factors that may affect whether refinancing fits your goals, including your current loan, rate, term, equity, potential costs, and financial priorities.
Use the Mortgage Calculator
Estimate potential monthly mortgage payments and compare different loan amounts, interest rates, down payments, and loan terms.
Choose the Next Step That Fits You
Whether you are preparing to purchase a home, reviewing your current mortgage, or planning for the future, these tools can help you feel more informed and confident before you speak with a licensed loan officer.
- Prepare for a home purchase
- Review a possible refinance
- Estimate potential mortgage payments
- Learn about available loan programs
- Connect with a licensed loan officer when you are ready
Explore Mortgage Loan Options
Mortgage programs have different eligibility, down payment, income-documentation, property, and occupancy requirements. Explore the available loan options below to learn which programs may fit your situation.
Conventional Home Loans
The most common path. Flexible terms, down payments as low as 3% for eligible buyers, and mortgage insurance that can come off once you build equity.
FHA Home Loans
Government-backed and built for accessibility. As little as 3.5% down and more flexible credit requirements than most conventional programs.
VA Home Loans
Earned through service. Zero down payment, no mortgage insurance, and competitive rates for eligible veterans, active-duty members, and surviving spouses.
USDA Home Loans
No down payment required in eligible rural and suburban areas. More neighborhoods qualify than most buyers expect.
Jumbo Home Loans
For purchases above the conforming limit of $832,750 in most markets. Competitive rates and flexible structures for higher-value homes.
Down Payment Assistance
Grants and deferred-payment programs that reduce the cash you need at closing. Availability varies by state and by program.
Not Sure Where to Begin?
A licensed Mortgage Marketplace loan officer can help you understand which tool, loan option, or next step may be appropriate for your situation.